When cars collide, way more than vehicles get wrecked in the chaos. We’re talking bones, bank accounts, and family time totaled in seconds. Between injuries, insurance calls, and missing time from work—you’re lucky to get back to a sense of normalcy for weeks if not months.

And endlessly wrestling the insurer on your own only sucks joy and healing time away when your focus needs to stay on getting back on your feet. That’s why, for years, our firm has helped relieve South Carolina crash survivors of the headache of dealing with the legal logistics.

We handle the filings, negotiations, and communication with insurance companies so you can focus on healing. You’ve endured enough hardship already, so we take on representing accident cases like yours at no upfront cost. Yep, no retainers or payments from your end unless we win recovery.

Get peace of mind and compensation after a car accident by contacting our Rock Hill car accident lawyers in SC today.

We Hande All Aspects of the Accident Claim Process

Unlike some other personal injury lawyers who pass client cases between low-level staff or rely on template paperwork, Okoye Law handles every case accepted with high-touch partner care from start to finish.

We personally oversee our team’s progress, pursuing fair compensation for each and every client. This hands-on representation makes all the difference.

From the outset of our partnership, you can expect focused efforts, including:

  • Interviewing witnesses and gathering statements while recollections remain clear
  • Capturing photograph and video evidence before accident scenes change
  • Disputing liability conclusions insurers make in bad faith
  • Researching previous similar verdicts and settlements to inform case values
  • Determining long-term medical needs and income loss projections
  • Litigating matters when insurers refuse reasonable demands

We refuse to allow victims still struggling with pain or lingering healthcare costs to get pressured into accepting lowball offers. We take on the insurance companies so that you can focus on your recovery.

Compensation Available to South Carolina Car Accident Victims

After a car accident, getting your life back together takes more than bandages and time. Between hospital bills and unpaid leave from jobs, it gets heavy fast. Insurance companies have accountants guiding lowball offers, trying to close cases with bottom dollar checks.

We help victims recover needed compensation for:

  • Medical expenses – Bills from hospitalization, surgery, doctor visits, prescription medications, physical therapy, medical devices, and other healthcare costs related to crash injuries
  • Lost income – Salary and benefits lost due to missing work during recovery periods, losing job due to permanent impairment, reduced future earnings potential.
  • Property damage – Repair/replacement costs for your vehicle, personal items destroyed, and other property losses claimed
  • Pain and suffering – Attempts to quantify physical pain and emotional distress stemming from injuries
  • Loss of enjoyment of life – Compensates loss of ability to participate in meaningful activities that previously brought joy or life fulfillment.
  • Punitive damages – Money awarded to punish defendants for especially reckless or grossly negligent behavior
  • Wrongful death damages – In fatal accident cases, accounts for the loss of companionship, guidance, and income support for family members of the deceased

With care and experience, we aim to secure settlements, granting restored stability so folks hurt can again focus on family and the joys life still holds.

South Carolina’s Auto Insurance Statutes and Protections

If you or a loved one has been injured in a car accident in South Carolina, things can get complicated fast trying to navigate the insurance claims process. It’s important to understand your rights and state laws regarding auto policies. This will empower you to obtain fair compensation for your injuries, vehicle damage, lost income, and other expenses.

Here’s what you need to know about SC car insurance laws:

  • The state only mandates a minimum of $25,000 per injured individual and $50,000 per incident. Yet wreck costs routinely eclipse this.
  • “Uninsured motorist” coverage helps if drivers lack insurance. “Underinsured motorist” policies protect when at-fault drivers’ plans undershoot complete compensation. We advise ample elected coverage.
  • Minimum liability plans leave families unprotected. If lacking their own collision or comprehensive policies, economically disadvantaged victims may need alternate assistance accessing resources. We exhaust every potential avenue.

Insurers rarely voluntarily pay out full maximums owed under policies. To help clients receive fair settlements, we manage the administrative work at every step – filing prompt accident reports, compiling documentation of expenses and needs, and demanding policy liens get met. Victims focus on healing while we battle for just compensation.

Determining Fault in South Carolina Car Accident Liability Disputes

After a car accident, figuring out who should take responsibility gets tricky fast. Memories blur, and the laws are complex, especially in determining if victims share any fault.

At Okoye Law, we help families gather and review all details possible—police reports, skid marks, witness accounts of lights run or turns made. Our state follows “comparative negligence” rules – so even people partially at fault recover damages, just reduced by their estimated percentage of blame.

But insurers fight to pin fault on victims rather than pay. We counter by highlighting evidence in your favor, proving that you minimally contributed (if at all). Trust our experience leveraging South Carolina laws in your favor, regardless of hesitance by insurance carriers.

Strict Timelimits for Car Accident Lawsuits in SC

If you decide to move forward with a personal injury claim or lawsuit seeking compensation for damages incurred in your accident, we want you to fully understand the restrictive time limit that applies.

Specifically, South Carolina’s statute of limitations allows only three years from the crash date to formally file claims against any liable parties. This clock begins ticking the moment your accident occurs. Failing to take legal action by that deadline forfeits any possibility of recovering those funds.

Our Attorneys Are Ready to Shoulder This Burden With You

After a serious accident, the recovery journey can seem uncertain. But you can find reassurance knowing our compassionate Rock Hill attorneys at Okoye Law will fight for your rights every step of the way. We will demand fair compensation through settlement or trial until you feel empowered to move forward.

Whether we assist with helping you replace totaled vehicles or calculating wages lost over a lifetime, no question or battle goes ignored. Lean on us so you can focus on healing surrounded by those who matter most.

If you’re ready to discuss your situation, we’re ready to help. Contact Okoye Law online or call us to schedule a free initial consultation. Our team can outline potential options and offer guidance when you need it.


Peace of mind

You will stress less and sleep better knowing we’ve got everything under control.

Quality legal help

We raise the bar by providing detail-oriented legal assistance that zeroes in on the client experience.

Tailored solutions

Every case we take begins and ends with your unique situation in our hearts and on our minds.

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Personal Injury
  • Car Accidents
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FAQ: Rock Hill Car Accidents

What should I do after a car accident in Rock Hill?

You should stop immediately and check for injuries, call the police to file an accident report, exchange insurance, and contact details with other drivers, take photos of damage and injuries, seek any necessary medical treatment, and contact an experienced Rock Hill car accident attorney to protect your rights.

How long do I have to file a claim after a car accident in South Carolina?

South Carolina has a 3-year statute of limitations for personal injury claims, meaning accident victims have up to 3 years from the date of their crash to pursue a claim against negligent parties or insurance companies before relinquishing the legal right to future compensation.

What damages can I claim after a Rock Hill car accident?

Common damages include medical expenses, lost income, vehicle repair/replacement costs, pain and suffering, loss of enjoyment, and potentially punitive damages, depending on case specifics. An attorney can fully assess everything you may qualify for.

Can I still get a settlement if the accident was partly my fault?

South Carolina follows modified comparative fault rules in which injured victims who were less than 50% at fault can claim against other more negligent parties for crashes but with reduced compensation.

Should I speak to an insurance adjuster directly after a crash?

No, discuss the accident only with your attorney first. Insurers want recorded statements to limit later liability. Allow experienced legal counsel to handle all communications protecting your interests.